During remote notarization, what is required for identity verification?

In remote notarization, it is essential for the notary to confirm the identity of the signer through a comprehensive verification process. This includes personal knowledge of the signer, credential analysis, and dynamic knowledge-based authentication.

Personal knowledge allows the notary to recognize individuals they have previously identified, while credential analysis involves examining and verifying the authenticity of the identification documents presented by the signer, such as government-issued IDs. Dynamic knowledge-based authentication adds an additional layer of security by requiring the signer to answer questions that are typically based on their personal history, which helps ensure that the person being notarized is indeed who they claim to be.

Using just a verbal confirmation or relying solely on a government-issued ID would not meet the stringent standards necessary for remote notarization, as these methods do not provide sufficient assurance of the signer’s identity. Observing the signer in real-time while signing the document is an important aspect, but without thorough identity verification, it does not fulfill the requirements for effective remote notarization. Thus, the combination of these methods outlined in the correct answer is essential to maintain the integrity and security of the notarization process in a remote setting.